Helpful Resources.

Please find facts and resources below regarding a number of topics from estate planning and the costs of health care to the benefits of living at MonteCedro. For more information call 626-788-4924.

MonteCedro is a Life Plan community.

A Life Plan community offers a plan for life.  If you or your spouse’s health care needs change, you’ll have access to the spectrum of health care services available right on campus, allowing you to stay in the surroundings you’re familiar with.

What health care services are available on our campus?

We offer Independent Living for active people, with à la carte services to help with dressing or other daily tasks when needed. For residents who require additional support, we provide Assisted Living apartments and services. We also offer Memory Care at The Courtyards at MonteCedro. These range of services are available right on campus, so residents can remain where they live even if their health care needs change over time.

Are Assisted Living and Memory Care included in my entrance fee?

These services are available for an additional fee.

What is included in my monthly fee?

The monthly fee covers a number of services and amenities that make our senior living community unlike any other. We offer many dining options, with gourmet meals at Marcell’s, casual fare at Off Lake Bistro and seasonal bites at the Station 8 fireplace lounge.

To promote our Creative Living philosophy and culture, we provide opportunities for personal growth at Clark’s Studio, Eaton Theater, The Performing Arts Auditorium and Creative Living Academy, among others. To help maintain your wellness, we also provide full access to our Mariposa Fitness Center, Mariposa Spa and heated salt water swimming pool.

Our carefree lifestyle includes indoor and outdoor maintenance, while our convenient concierge and housekeeping services give you the time to do the things you love. Plus, benefit from our 24-hour emergency response systems and many innovative health care services, including Artful HomeCare, Assisted Living and Memory Care, with care available 24/7.

Here are four types of Life Plan contracts.

Type A (Extensive Contract).  A resident typically pays an upfront entrance fee and an ongoing monthly fee for the right to live in an independent apartment and also receive certain services and amenities.  Residents who require assistance or health care may receive some services in their apartment or they may move to an assisted living or skilled nursing portion of the community, but they pay essentially the same monthly fee they were paying in their apartment.  The entrance fee may or may not be partially refundable upon termination of the contract.

Type B (Modified Contract).  MonteCedro offers a Type B contract as a Life Plan community. With this plan, a resident will also pay an entrance fee and an ongoing monthly fee for the right to live in an apartment.  However, in Type B contract, a Life Plan community is obligated to provide an appropriate level of assisted living or skilled nursing as in a Type A contract, but only for a specific period of time (e.g. 30-60 days) or at a discounted rate for a stated period of time or indefinitely, after which the market rate is paid.  The entrance fee may or may not be partially refundable.

Type C (Fee for Service).  A Type C contract generally also requires an entrance and a monthly fee, but the fees to not include any free or discounted health care or assisted living services.  Residents pay the standard per diem if they need assisted living or nursing services, however they may receive priority or guaranteed admission for those services.

Rental Life Plan Community.  While generally not thought of as true Life Care community since there’s no or minimal entrance fee, certain communities which have independent apartments and offer kinds of assisted living or nursing services will use the title of a Life Care community.  The resident pays the prevailing rate for all services offered.

The contract information above is courtesy of LeadingAge (

Favorable California Tax Treatments

California has no state inheritance taxes so you won’t have to pay state taxes on any money willed to you.

California has no estate tax so your estate is worth more.

The average per month cost for skilled nursing care in California is [updated figure] for a private room.

This cost is only for Medicare-certified facilities, which account for more than 90% of senior living communities in the United States. Much of the data comes from the Genworth 2014 Cost of Care Survey, which is the most comprehensive study of its kind. Genworth Financial surveyed over 15,000 care providers.

Standard charges usually include services beyond just a room, including meals, laundries and basic supervision. There may be additional costs for services beyond the basics, including prescription medication administration or additional nursing services. We urge you to ask for a specific price quote as well as a complete estimate of all services included while requesting information from any senior living community.

Statistics show everybody should expect to receive between 12-18 months of long-term health care.

Long-term care refers to a continuum of medical and social services designed to support the needs of people living with chronic health problems that affect their ability to perform everyday activities. Long-term care services include traditional medical services, social services and housing.

The national average for the monthly cost of Home Care is [updated figure].

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